Four fortunate Premium Bonds investors have each been awarded £100,000 prizes for purchasing their winning bonds exclusively in December. The bonds became eligible for the February 2026 draw onwards, requiring ownership for a full month to participate. Notably, one of the £100,000 winners acquired a £50 bond in December 2025.

Residing in Essex, one winner holds a total of £19,150 in Premium Bonds, while another lucky individual in Brighton and Hove, with a winning bond valued at £13,000, possesses £38,025 in Premium Bonds. The remaining two winners, each holding £50,000 in Premium Bonds, are located in Cheshire and Hampshire/Isle of Wight, respectively.

In the latest draw, two £1 million Premium Bond prizes were issued – one recipient residing in Liverpool and the other in Central Bedfordshire.

These bonds, offered by National Savings & Investment (NS&I), differ from traditional savings products by entering holders into a monthly prize draw instead of earning a fixed interest rate. The prize amounts range from £25 to £1 million monthly, with higher chances of winning smaller prizes compared to larger sums. Each bond, uniquely identified by a bond number, offers odds of 22,000 to 1 for winning each month per £1 bond.

Winners are notified via email or text message by NS&I and can opt to receive their prize via bank transfer or reinvest it in Premium Bonds. To check if they have won, individuals can use the NS&I online prize checker tool or the Premium Bonds prize checker app.

The current prize fund rate for Premium Bonds, akin to an interest rate, stands at 3.60% since the August 2025 draw. Recent data revealed the luckiest areas for winning Premium Bond prizes, with Hampshire and the Isle of Wight leading with 42 winners of £100,000 prizes in 2025. Essex, Outer London, Norwich, and Cumbria also had significant prize winners in the same year.

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